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Insurance Guides & News
Medical
NHIF is Dead. Here's What You Need to Know About Kenya's New SHA System (And Why It Actually Matters)
- By Brian Ndege
- May 22, 2026
Kenya's National Health Insurance Fund (NHIF) is officially being replaced by the new Social Health Authority (SHA)—and most Kenyans have no idea what's happening. While search interest in "NHIF" remains at 12 and "SHA" sits at just 1, thousands are about to show up at hospitals only to discover they're not covered. This comprehensive guide breaks down the three new health funds, explains what actually changed, and gives you the exact steps to register TODAY